. Site Security | Box 1629, Citizens National Bank provides customers with a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. Citizens National Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Give us a call today to speak with a live Customer Service Representative. Round Rock, TX 78664. 10Citizens Zero Liability policy covers U.S.-issued cards only. Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. Were open for business online 24/7. Your account is protected by 24/7 monitoring and fraud alerts with, Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any, Paycheck Protection Program Loan Forgiveness. ICE Limitations. CNB of Texas is a full service bank providing a hometown approach of listening to and meeting the needs if its customers. Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. Khristopher J. Brooks is a reporter for CBS MoneyWatch covering business, consumer and financial stories that range from economic inequality and housing issues to bankruptcies and the business of sports. With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. Federal officials from the FDIC, Treasury Department and Federal Reserve held private talks with other banks on Friday hoping to find a bailout plan for First Republic, Reutersreported, but no private rescue materialized. The Citizens National Bank of Hillsboro is headquartered in HILLSBORO and is the 255 th largest bank in the state of Texas. Citizens Financial Group, Inc. All rights reserved. Brownwood office is located at 401 West Commerce, Brownwood. Obtaining a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for accruing the most income from your deposits while having convenient access to your money. Call: 1 (800) 264-4274. Supporting documents vary depending on the type of business you have. www.cnboftexas.com, Login to My Account | For more information on the reissue please. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. Login to My Account| My e-Statements| Contact Us| Locations 972-938-4300 What to Expect We will limit to 5 the number of Overdraft Fees charged on any one business day, up to a total of $175. **Paper items over the accounts free limit are $0.25 each. Citizens National Bank's safe deposit boxes relieve you from ever worrying about misplacing your valuables. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Mortgages are offered and originated by Citizens Bank, N.A. Contact Us | For more extensive options, visit CNBs Cash Management Services. CNB of Texas Mortgage Online - Index Citizens National Bank receives an exceptional consumer satisfaction score based on comparatively few complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency. As with its San Francisco neighbor Silicon Valley Bank, First Republic had many affluent account holders with deposits exceeding the $250,000 limit guaranteed by the FDIC. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. $499.99 or below $10.00, $500.00 $999.99 $9.00. Enter an address, zip code, or city and state to begin your search. 8U.S. My e-Statements | The failure of First Republic Bank shows how deregulation has made the too big to fail problem even worse. Login to My Account | Have More Questions? Loan Options - Citizens National Bank When you need us, we can help Let us help you take advantage of opportunities with loans tailored to your needs. Choose your banking center: Call today: 903-984-8671 For your convenience Mobile Banking Manage your finances anywhere you go. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Your branch address. Contact Us | The merger agreement contains customary representations, warranties and covenants by Texas Citizens and Business First and is subject to customary closing conditions, including approval by Texas Citizens shareholders and the receipt of customary regulatory approvals. Loan Options - Citizens National Bank The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. See Location Details. Citizens National Bank's one-year CD earns at a rate of 0.70%, while its highest-yielding money market account earns at an APY of 0.10%. The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. Compare Our Personal Checking Accounts | Citizens National Bank | Texas Transfer money securely and quickly between your Citizens Bank accounts. FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Knowing how much money is available in your account is critical to avoiding overdraft situations. 3Citizens Peace of Mind: Citizens Peace of Mind provides additional time to bring your account to a positive available balance and reverse Overdraft Fees. Our goal is to provide the highest level of service at competitive rates. Troubled First Republic Bank seized and sold to JPMorgan Chase They know every business owner or manager, every business and organization, is unique. JPMorgan will gain $92 billion more in customer deposits and also absorb $173 billion in outstanding First Republic loans. It can be found on the bottom of the check directly to the right of the routing number. We have experienced success diversifying our geographic exposure over the past few years. Click herefor more information on routing numbers. This will allow the employer to verify the above information. Unfortunately, we are currently unable to find savings account that fit your criteria. Play Video Raise Your Spending Limit With the New CNB App. Market data provided by ICE Data Services. Learn how to manage overdrafts and avoid fees by viewing ourOverdraft Choices. Baton Rouge, La. For lobby hours, drive-up hours and online banking services please visit the official website of . You can manage all of your banking from anywhere you have internet access. Business Lending | Citizens National Bank of Texas Email or call a Citizens Bank representative today! e-Statements: With online banking, you can choose paperless statements. Make purchases safely and be on your way. The overall rating is a weighted average of rates, fees, service quality and financial health.Read more. With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. Services for small and large businesses and everything in between. Contact us at 972-938-4300. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 A discussion with a Citizens Banker who will work with you to ensure you are made ready to address all of your financial priorities. / MoneyWatch. 7Wireless carrier, text and/or data charges may apply. There is no transfer fee on any day in which all transfer are $5 or less- $5 Overdraft Pass. Citizens National Bank | Personal & Business Banking 325-643-3545 . Click Here. Texas Citizens Banks Chairman and CEO Duncan Stewart will join b1BANK and will serve as chairman, Houston region, leading business development efforts. The fund is mostly financed through fees paid by the nation's banks. Brownwood, Texas 76804. Get more answers in our Full FAQs section. As a customer of Citizens National Bank, you can be confident that your banking experience will be everything that you expect from the best. Control For information on our Funds Availability Policy, please visit citizensbank.com/overdraft or see your Personal Deposit Account Agreement. With a Citizens Checkup, our bankers and advisors can help you focus on whats important and map out a plan for your future. Citizens National Bank has 11 physical branches across the U.S. Save more with these rates that beat the National Average. Get browser notifications for breaking news, live events, and exclusive reporting. The transaction is expected to close during the first quarter of 2022. Citizens National Bank: Ph: (325) 643-3545 PERSONAL CHECKING ACCOUNT $200 minimum deposit to open Checks and debit cards Free digital banking services, including: Online banking and bill pay Free mobile app and mobile check deposits Free e-statements available No monthly service charge on daily balances over $600.00 MONTHLY FEE STRUCTURE Allowing you to manage your accounts on the go. There is no fee for Savings Overdraft Transfer Plan. Citizens National Bank (TX) Review | Review, Fees, Offerings E-Statements are a secure and easy way to access your statements online. Or mail your completed application to: Card Service Center. Data charges may apply. Visit us at over 1,000 branches and over 3,000 ATMs, many of which include our Citizens Virtual Assistant where you can speak with a live person. Businesses, big and small, are the lifeblood of our communities. These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support representatives. Shareholders are urged to read the Registration Statement and the Proxy Statement-Prospectus regarding the Proposed Transaction carefully and in their entirety when they become available and any other relevant documents filed with the SEC by Business First, as well as any amendments or supplements to those documents, because they will contain important information about the Proposed Transaction. Credit approval is required. Not enrolled in Online Banking? Privacy Policy | Citizens National Bank is committed to the safety of our customers, employees, and communities. The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. This nine-digit number is found on the bottom left of your checks. Member FDIC (NMLS ID# 433960). "First Republic customers can bank as usual and feel confident that their deposits are backed by the strength and security of JPMorgan Chase," Jeremy Barnum, JPMorgan's chief financial officer, said during a news conference Monday. It is the third financial institution taken under government control in the last two months following a series of lightning-fast bank runs that has shaken the confidence of financial industry customers and investors. Still have questions? The $30 Annual Fee on Overdraft Line of Credit is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. You will also be able to obtain these documents, when they are filed, free of charge, from Business First at www.b1BANK.com. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. My e-Statements | Fax your completed application to the Card Service Center at 877-809-9162. Baton Rouge, La. Brownwood, Texas 76801, 2023 Citizens National Bank at Brownwood | Sitemap, Due to requirements set by Visa, we will be reissuing all debit cards as they expire. You can manage all of your banking from anywhere you have internet access. At the end of the fourth quarter of 2022, theDIF had $128 billion in reserve. #1 Carnegie St., $4.00 discount on all other available styles. Tutorial Videos Apple Android Business Online Banking & Bill Pay Login to My Account | Citizens is a brand name of Citizens Bank, N.A. You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you will always receive the Paid Early service. You can also contact the bank by calling the branch phone number at 325-646-5151. Citizens National Bank's Texas Ratio is 0.00%, suggesting that the bank is in terrific financial health and unlikely to fail. "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction.