We're sorry, but some features of our site require JavaScript. Wells Fargo mobile deposit provides a fast, free and secure way to deposit checks. U.S. checking or savings account required to use Zelle. Wells Fargo Mobile Deposit Fees The maximum amount you can send through Zelle depends on what bank you use as the cap will vary both daily and monthly by each financial institution. For your protection, Zelle should only be used for sending money to friends, family, or others you trust. (But be sure your bank or credit union doesnt charge a fee for using Zelle with your account. If you want to transfer a more significant amount, you can send a payment to another account in a different bank. With the service being so convenient, it looks promising -- hopefully, more banks will get partnered so that it becomes extremely easy to send money back and forth. Saving Time and Resources with ACH | Wells Fargo - Wells Fargo to Help However, if youre thinking about using Zelle to pay a small business owner for products or services, keep in mind that Zelle does not offer the same payment protections as a credit card or debit card. Your relationship with your bank or credit union. If, on the other hand, your bank does offer Zelle, then you'll be restricted by their limit. Limit for Zelle with banks Depending on which bank you use, the daily and monthly transfer limits will vary. If youre already a frequent user of Zelle, good for you. Even if the recipient doesnt have the Zelle mobile app, sending money to that person from your bank account is still possible. If your bank or credit union does not provide the service, you must download the Zelle app to send and receive payments. You can learn more about GOBankingRates processes and standards in our editorial policy. Here are some alternatives to consider. You can click on the 'unsubscribe' link in the email at anytime. This compensation comes from two main sources. You can increase it as often as possible, as long as you don't exceed the daily limit. Other apps also tend to charge fees for expedited services. Sign up for our daily newsletter for the latest financial news and trending topics. Before you start using Zelle, it helps to understand how it works so you can incorporate it into your finances. Neither Wells Fargo nor Zelle offers a protection program for authorized payments made with Zelle. You can then use Zelle to pay that person back. It takes a few simple steps. Some companies, like PayPal, will let customers pay a fee for fast transfers to their bank accounts, but paying to get access to your own money doesnt make much sense. I may be compensated through 3rd party advertisers but our reviews, comparisons, and articles are based on objective measures and analysis. Neither Wells Fargo nor Zelle offers a protection program for authorized payments made with Zelle. Or, depending on your bank, you may be able to enroll through Zelles own app using your banking username and password. Whether it's across the hall or across the country, you can safely send and receive money with friends, family, and others with a U.S. bank account. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Learn More. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. Generally speaking, Zelle limits its users to sending approximately $1,000 a week, or up to $5,000 a month. Here youll find a wide range of helpful information, interactive tools, practical strategies, and more all designed to help you increase your financial literacy and reach your financial goals. Next-day availability for most deposits made before the cut-off time. Contact Us | Privacy Policy | TOS | All Rights Reserved. Most banks will set daily and weekly limits for their clients. We're sorry, but some features of our site require JavaScript. First, not all banks and credit unions use Zelle. Here's a closer look at how Zelle works, its limits at many of the country's top banks and what you can do if you reach these monthly and daily limits. If your bank has a limit of $1,000 per day, and you need to send $1,500 to a single recipient, the easiest solution is to send $1,000 today and the remaining $500 tomorrow. This content has not been reviewed, approved or otherwise endorsed by any of these entities. Saving Time and Resources with ACH | Wells Fargo But watch out for unclear limits and much slower transfers for unsupported banks. The limit on the total amount you can send per month will be $2500 or $4000. For example, Bank of America and Wells Fargo have a maximum daily limit of $3,500 whereas TD Bank has a daily limit of $2,500. How Do I Increase My Daily Sending Limit on Zelle? If your bank has a limit of $1,000 per day, and you need to send $1,500 to a single recipient, the easiest solution is to send $1,000 today and the remaining $500 tomorrow. Deposits made on a Saturday or Sunday also will be available the following Tuesday. Note: Keep in mind Wells Fargo can change this sum at any point. How to get your money back from a Zelle scam or accidental money Then position the check so it lies flat on a dark-colored, adequately lit surface. It's safer than carrying cash with you and the payment method is quick enough that you can make the transaction immediately. You can find your deposit limits when you select a "Deposit to" account and then on the "Enter Amount" screen. Unlike other online services, the Zelle daily limit is a pact between you and your bank. If your bank or credit union partners with Zelle, youre in luck. Once you hit send, your payment is on the way. The following table lists the daily and monthly Zelle limits at some of the countrys largest banks.