1Subject to credit approval. I will do everything in my power to never be involved with them again. I have several credit cards with them with zero balance. We reserve the right to discontinue or alter the terms of this offer at any time. As a Veteran and a single mother to a 30-year-old disabled adult dependent, I feel like Im not far away from having to sit on a street corner with a sign asking for help thanks to these jerks. All of the sudden, I get notice that all of these accounts have been cancelled. I never did either 27 years on one cardand poof its closed! It makes no sense. Wise up! However, if your card has a Visa or MasterCard logo and an expiration date, it can be used almost anywhere. We agreed to accept a partial return and do a partial refund. Wow, thats good info that you shared. Synchrony does play the credit trick and they do pull Soft checks using a third party. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. I looked them up under the BBB and you would NOT believe the same exact stories you will read. Once a shopper reaches 2,5000 points, they receive a $10 reward coupon that can be used toward future purchases with either brand. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Just recently I had a derogatory remark made on my credit bureau for a hospital bill of $249. So far so good. You can link all your accounts into one online portal and schedule and pay that way. More purchasing power with more time to pay, Promotional financing and/or at many retailers who offer financing from Synchrony, Card options that can give you access to thousands of retailers, With your registered Synchrony credit card account, you can request a credit limit increase with just a few clicks anytime, on any device1, $0 fraud liability means youre protected from unauthorized charges, With your registered Synchrony credit card account, you can enroll for free access to your credit score. I opened a Lowes account to do some work on my home and unexpectedly they closed the account, before I could get the work done. Soon or later, I expected them to get their act straight. If you cant pay off your financed purchases in full by the end of the promotional period, youll be charged interest retroactively, going all the way back to the date of purchase. Plus, you can offer 12-60 months Promotional Financing on qualifying purchases.*. The lawyers always get a lot but the people suing might get $5 or $6 each. Need something special for that special someone? Well use the last four digits of your Social Security number to get your approval odds. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Synchrony Car Care Credit Card. Very simple. Bank of America Customized Cash Rewards Credit Card. Its called a Cash Advance and the interest rates and charges are unbelievably high. Provide a few quick details and we'll give you a call to discuss your consumer financing needs. I contested a charge on Paypal for $945 and they told me they would look into it. I have been paying off all of my credit cards one by one. Two of them Lowes and Belk Mastercard I still had a balance on them. Youll also be eligible for an auto-pay discount of $5 to $10 each month when you use your card to pay your Verizon bill, depending on the type of plan you have. When I called to complain, they dropped the late fee, but tried to blame the no billing on the postal service. Synchrony also lowered my limit to my then current balance which was 1/8th of the previous credit limit on JC Penney and cancelled my Lowes card directly after I paid it off. You may try this avenue if you havent already. I too had my cards shut off upon payoff and have letters to prove. Someone needs to look into this banks procedures when it comes to protecting our data. You need a longer financing period than youre likely to find with a traditional credit card that offers a 0% intro APR. When I called them and asked why, they said I was a risk. Ive chosen to close my record with Synchrony Bank, for I am not satisfied with their credit strategies. AC outage or furnace on the fritz? Traditional cash back cards dont usually limit on the amount of cash back you can earn in this way. The same issues that you all have had, I have also. They are great. Along with furniture stores and home improvement stores, 3% bonus category choices include gas, online shopping, dining, travel and drug stores. I would only ever consider this in an absolute emergency! When I got home I called the number on the back of my card and told the man what just happened, he said: no problem, just give me the routing number and account numberAll Done. I am in for a class action suit. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Press Release. Hello Bill. PayPal said to return all and do a full refund. Hi Hanna. I have never used it. You may call this number any day of the week, from 8 a.m. until 12 a.m. After dialing, say or enter your account or card number. You can also dispute the charge in question by calling. Its definitely not my credit score. Why do so many with the same experience of being punished credit-wise for doing the right thing? Also, all their operators are from India with a heavy accent and you cannot understand what they are saying.